Home Loans for Medical & Allied Health Professionals

Specialised finance solutions for doctors, specialists, dentists, nurses, psychologists, physiotherapists, pharmacists, veterinarians, and allied health professionals — with flexible serviceability and tailored structuring that understands your career trajectory.

We Understand Your Journey

As a medical or allied health professional, your career path is unique. From managing HECS/HELP debt and variable income during training years to building your practice and growing your wealth, your financial journey requires a broker who truly understands the healthcare sector.

At Radian Home Loans, we specialise in helping medical and allied health professionals secure the finance they need — whether you're a junior doctor just starting out, an established specialist, or an allied health professional building your practice.

Why Choose Us?

We recognise that your income trajectory, professional circumstances, and financial goals are different from other professions. We work with lenders who understand this too.

Higher Borrowing Capacity

Medical and allied health professionals often qualify for:

• Higher loan-to-value ratios (LVRs) — potentially up to 95% without LMI in some cases

• Increased serviceability calculations that account for your career progression

• Flexible assessment of income, especially during training and early career stages

• Recognition of future earning potential based on your qualifications and specialty

Variable & Complex Income Support

Whether you're:

• Working locum shifts with varying income

• Moving between training positions

• Starting a new practice or partnership

• Combining PAYG income with private billing

• Managing ABN income alongside employment

We know how to present your income story to lenders in the best possible light.

Who We Help

We work with medical and allied health professionals across all career stages and specialties: