First Home Buyers

Buying your first home is one of the biggest financial decisions you'll ever make — and it can feel overwhelming. We’re here to make the process simple, stress-free, and empowering.
At Radian Home Loans, we’ll walk you through every stage of your journey — from working out your borrowing capacity to choosing the right loan structure and celebrating settlement day with you.
We also help you understand government grants, stamp duty concessions, and First Home Guarantee schemes you may be eligible for — and how to make the most of them.


Our goal? To ensure you feel confident, informed, and fully supported from day one to moving day (and beyond).

Investment Loans

Investing in property requires more than just getting a loan — it demands the right strategy.
We work with you to unlock the equity in your existing home (if applicable), assess your borrowing capacity, and structure your loan to support both short-term affordability and long-term growth.
Our investment loan service includes:

  • Equity release planning

  • Interest-only vs principal & interest comparisons

  • Cross-collateralisation vs standalone structures

  • Portfolio expansion strategies for future purchases

Refinance

Your home loan should work for you — not the other way around.
Whether you're looking for a lower interest rate, a better loan structure, or access to your equity for renovations, investments, or personal goals, we’ll take a close look at your current loan and identify better-fit options.
Our refinance service includes:

  • A full loan health check

  • Comparison across multiple lenders and products

  • Cash-back offer opportunities (if available)

  • Equity release and debt consolidation strategies

  • A smooth, hassle-free transition between lenders

Refinancing isn’t just about chasing rates — it's about making your money work smarter for your future.

Construction Loans

Building a home or investment property? We’re here to help you lay strong financial foundations.


Construction loans are more complex than standard home loans, with staged progress payments, different lending criteria, and additional documentation.
We simplify the process by:

  • Getting you pre-approved based on your build plans and budget

  • Helping you understand how progress payments work

  • Liaising with your builder and lender at every stage

  • Ensuring your loan is structured to support your long-term goals

Whether you’re building your forever home, a dual occupancy, or an investment project, we’ll be your expert guide from planning to final inspection.